First-Time Home Buyer Guide: Everything You Need to Know

Your Journey to Homeownership Starts Here

Buying your first home is one of life's most exciting milestones. As a first-time buyer in Las Vegas, you have access to unique opportunities and programs designed to help you achieve homeownership.

Step 1: Assess Your Financial Readiness

Before you start house hunting, it's crucial to understand your financial position:

• Calculate your debt-to-income ratio
• Review your credit score and history
• Determine your down payment capability
• Consider closing costs and moving expenses

Step 2: Get Pre-Approved for a Mortgage

Pre-approval gives you several advantages:

• Know exactly how much you can afford
• Show sellers you're a serious buyer
• Move quickly when you find the right home

Step 3: Find the Right Real Estate Agent

Working with an experienced agent like Dr. Janet Duffy can make all the difference. I specialize in helping first-time buyers navigate the complex Las Vegas market with confidence.

Las Vegas First-Time Buyer Programs

Nevada offers several programs to help first-time buyers:

• Nevada Housing Division programs
• FHA loans with low down payments
• VA loans for eligible veterans
• USDA loans for rural areas

Ready to start your home buying journey? Contact me at (702) 222-1964 for a personalized consultation.